Loans in Croatia

The borrower, a citizen of a foreign country without residence in Croatia, must be a person who has not exceeded 65 years of age at the time of the last installment.

Needed documents

• completed loan application
• BASIC DATA form for the guarantor
• a photocopy of the passport of all persons included in the loan agreement
• a certificate from the employer about the borrower’s employment, in what capacity, that he is not in the notice period, gross and net earnings for the last 3 months (the certificate must be translated by a sworn translator and certified by a notary)
• the last three payrolls, translated by a sworn translator and certified by a notary
• a certificate from the home bank on the account balance, translated by a sworn translator and certified by a notary
• sale and purchase agreement
• current extract from the cadastre and land and mortgage register in the original,
• assessment of the value of the property by an expert, does not apply to properties in a new investment – the value of the property is the sum of the purchase of the property
• the property that is pledged must be entered in the land and mortgage register and cannot be subject to claims or restrictions from other legal or natural persons.